Install Location: Buffalo, NY 14201(Approximated from "western New York")
Solar + Battery|07/02/2026
Prepaid Lease
$25,545
Prepayment financed by loan — $289/mo
System Size
9.66 kW
21 panels
Battery Storage
13.5 kWh
Tesla
Solar $/WattEst.This quote prices solar and battery as one bundle, with no separate line items. AgentSolar splits the quoted total in proportion to benchmark costs — this battery model’s own price curve, and solar for this location on the quote date. The total stays exactly what the quote says; only the split between the two is estimated.
~$3.27 if purchased
~$1.76 pre-paid
Battery $/kWhEst.This quote prices solar and battery as one bundle, with no separate line items. AgentSolar splits the quoted total in proportion to benchmark costs — this battery model’s own price curve, and solar for this location on the quote date. The total stays exactly what the quote says; only the split between the two is estimated.
~$1180 if purchased
~$635 pre-paid
Prepaid lease: The amount shown in the header is the prepaid lease payment, not the actual price of the system. In a prepaid lease, the homeowner pays $25,545 once, upfront — no monthly payments — and the leasing company keeps ownership of the system and claims the incentives, including the 30% ITC. The savings from those incentives are passed on to the homeowner, which is why it is priced way below the market price. If the homeowner bought the system instead, they would have paid about $47,492, the replacement value stated in the document.
Prepaid Lease$25,545Prepayment financed by loan — $289/mo
Breakdown
Solar SystemEst.This quote prices solar and battery as one bundle, with no separate line items. AgentSolar splits the quoted total in proportion to benchmark costs — this battery model’s own price curve, and solar for this location on the quote date. The total stays exactly what the quote says; only the split between the two is estimated.$16,977(~$1.76/W)$31,562 (~$3.27/W) if purchased
Battery StorageEst.This quote prices solar and battery as one bundle, with no separate line items. AgentSolar splits the quoted total in proportion to benchmark costs — this battery model’s own price curve, and solar for this location on the quote date. The total stays exactly what the quote says; only the split between the two is estimated.$8,568(~$635.00/kWh)$15,930 (~$1180/kWh) if purchased
Buying this system outright would cost about $47,492 (~$3.27/W) — you're leasing it for $25,545, about 46% ($21,948) less, mostly the federal tax credit passed through the lease.
Incentives & Rebates
NY-Sun & Energy Storage Incentivestate$7,700
State Tax Creditstate$5,000
Lease TypePrepaid Lease
ProviderEmpire Solar
Prepaid Amount$25,545
Term5 years
Prepaid Savings$7,700
Prepayment financed by loan — the loan on this quote funds this prepaid amount; they are one bundled offer, not two alternatives. See the Loan tab for the payment terms.
Buyout OptionAvailable (Year 5)
Buyout terms: Lease for 5 years, then own via finance plan
Solar Panels
REC
REC460AA Pure-RX
21 panels460W each
Inverter
Tesla
Integrated Inverter (1707000-21-y)
1 inverter
Battery Storage
Tesla
1538000-45-x
1 unit13.5 kWh
Annual Production
10,100 kWh
Energy Offset
95%
🔎 What AgentSolar's AI thinks about this quote
AI-generated commentary on ambiguities in this document — opinion, not statements of fact. Verify against the actual quote or contract.
1. This is not a purchase — it's a prepaid 5-year lease funded by a 20-year loan at 8.99% APR ($289/mo through CreditHuman), with ownership transferring after year 5 under a finance plan. The $25,545 headline is a prepayment to use the system, not a price to own it.
Why it matters: Held to full term, 240 payments at ~$289 come to roughly $69,000 — about 2.7× the prepaid amount. The sales rep's own advice was to refinance during the 6-month grace period, which tells you the quoted loan is not meant to be kept.
Worth verifying: Refinance terms and any prepayment conditions; exactly what is signed at the year-5 transfer and whether any cost can appear there.
2. The document declares a system replacement value of $47,492 for 9.66 kW plus one Powerwall 3. Typical New York market pricing for this system is around $39,000–$40,000 — the declared value runs roughly 20% above that.
Why it matters: Under this lease structure the declared value is also the basis for the 30% federal credit the installer claims as the system owner. A higher declared value enlarges the installer's credit, not the customer's discount — the customer's price is the same $25,545 either way.
Worth verifying: Ask one or two installers for a straight cash price on the same equipment (9.66 kW + Powerwall 3). If cash quotes come in near $40,000, the declared value here is padded.
3. Of the roughly $22,000 in incentives inside this deal, the customer receives $7,700 (NY-Sun plus the energy-storage incentive). The $14,248 federal credit is retained by the installer — legal under the post-2025 rules, where residential customers can no longer claim it directly.
Why it matters: "We pass the credit down to you" is only partly true here: the state incentives pass through; the larger federal credit does not.
Worth verifying: The $5,000 state tax credit shown in the two loan scenarios — confirm in writing whether it belongs to the customer, and what the re-amortized payment ($242/mo) requires.
Figures marked with ~, ≈, or "Est." — and derived values such as price per watt, price per kWh, totals of payments, cash-equivalent costs, and savings-vs-grid comparisons — are calculated or estimated by AgentSolar from the quote's stated terms and, where noted, typical market data or projected utility rates. They do not appear in the quote document itself and may differ from actual contract terms or outcomes. All information on this page is provided for informational purposes only and is not financial, legal, or tax advice. Verify all numbers against the actual quote or contract before making decisions. AgentSolar makes no warranties regarding accuracy or completeness.
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